FinanceCredit CardCitibank Cash Back Credit Card Reviews - Everything You Need To Know...

Citibank Cash Back Credit Card Reviews – Everything You Need To Know Before Apply

Citibank cash back credit card is one of the best cash back credit card in India. You can get upto 5% cash back on every transaction. Get cash back on all your bill spends using Citi cashback card. Do everything that you’ve always done but, from now, do it for less with this Cash Back credit card. Plus, enjoy savings, cash rebates and other money-saving benefits all year long.

Citibank Cash back Credit Card Offers

  • Simply tap-and-pay at merchant terminals for purchases up to ₹2000 without entering the PIN
  • 5% cash back on movie ticket purchases
  • 5% cash back on all your telephone bill payments
  • Pay through Citibank Online Bill Pay and get 5% cash back on Utility Bill Payments

Note: Cashback in the Telephone / Movies / Utility category is capped at Rs.100 per month for each category. Identification of Telephone / Movies categories is done basis MCC codes provided by MasterCard.

Citibank Cash Back Credit Card Benefits

  1. Wave Pay
  2. Great savings on your everyday spends
  3. Hassle-free redemption
  4. Cashback on every spends
  5. Low Annual Fees
  6. Dining Privileges: Save Up to 15% savings across participating restaurants
  7. 24×7 Customer Support

Interest Rate & Annual Fees

Interest Rate: Variable interest rate ranging between 37.20% and 42.00% per annum
Annual Fees: Rs.500.Annual Fee is billed in the first-month statement of card issuance and incrementally every 12 months thereafter.

How To Apply For Citibank Cash Back Credit Card?

Fees & Charges

Description of chargesCharges
Cash advance fees2.5% on the billed amount withdrawn, subject to a minimum
of ₹500.
Late payment chargesNIL for statement balance up to ₹1000
₹450 for statement balance above ₹1000 and up to ₹5000
₹700 for statement balance above ₹5000 and up to ₹10000
₹950 for statement balance above ₹10000
Over credit limit charge2.5% of the amount
Cheque / ECS / ACH
bounce charge
₹500 per returned Cheque / ECS / ACH
Statement Request₹100
Cash deposit at Citi ATMs₹100 per deposit

Citibank Cash Back Credit Card Eligibility

Check your credit score before apply for cashback credit card.

Documents Required

ID ProofAadhar Card, Copy of Passport, PAN Card/ UID, Driving License or Voter’s ID Card
Income ProofSalary Certificate, IT Assessment order or Latest Balance Sheet
Address ProofAadhar Card, Voter ID Card, PAN Card or Utility Bills
Other1. Colour Photographs
2. 3 months Bank Statement

How To Check Citibank Credit Card Application Status?

You can check Citibank credit card status from Cibibank official site. Just follow below mentioned steps.

1. First visit official website – Click Here

2. Enter your 11 digit application number (You would have received the 11 digit application number via SMS within 2 working days of your application)
3. Enter your register mobile number
4. Click on Submit and know your application status.

How to Make Citibank Credit Card Bill Payment?

You can pay Citibank Credit Card Bill online and offline. If you are a Citibank customer then you can pay credit card bill through Citi Mobile. Just visit m.citibank.co.in to pay your Credit Card bill using your mobile.

Others bank users can pay credit card bill through NEFT, RTGS, E-PAY (E-Pay enables you to pay your Citibank Credit Card bill online from any of your Non-Citibank accounts. You can pay from over 48 major banks including SBI, ICICI, HDFC, Axis and many more!), ACH/ECS, Visa Money Transfer(VMT) and Card payment from other bank website.

[Click Here To Apply Online]

REVIEW OVERVIEW

REVIEW OVERVIEW

Annual Fees
Rewards
Support
Cashback

SUMMARY

Apply for Citibank Cashback Credit Card online and get 5% cashback on every spend. This is one of the most popular credit card in India. Apply today.

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