FinanceCredit CardICICI Bank Platinum Chip Credit Card - Features, Benefits & Eligibility, Apply...

ICICI Bank Platinum Chip Credit Card – Features, Benefits & Eligibility, Apply Online

If you are looking for lifetime free credit card for everyday use then you are at right place. In this post, we’ll discuss ICICI lifetime free credit card features, eligibility, charges and how to apply online. This card is very useful for everyday shopper. ICICI platinum credit card offers a minimum 15% savings on dining at over 800 restaurants. Earn 2 PAYBACK Reward Points on icici credit card payment on every 100 spent. Follow below mentioned steps carefully to apply for ICICI bank platinum chip credit card.

How To Apply For ICICI Bank Platinum Chip Credit Card?

  1. First Visit Online Credit Card Apply Page
  2. Fill-up all basic details like Name, email, mobile number, DOB etc
  3. Verify your mobile number
  4. Verify physical documents
  5. Get your card

How To Check ICICI Credit Card Status?

You can check your icici platinum chip credit card application status within 1 minute. To check your ICICI bank credit card status, Follow below mentioned steps.

  1. Visit Credit Card Status Page Click Here
  2. Fill-up all details
  3. Submit
icici credit card status
icici credit card status

Note: If you should face any problem during online application or status, You can call icici credit card customer care number1800 200 3344 (Toll Free)

ICICI Bank Platinum Chip Credit Card Benefits

  • Built-in contactless technology to make quick and secure payments at retail outlets
  • Security of a chip card to protect you against the risk of fraud.
  • PAYBACK Points, redeemable for exciting gifts and vouchers.
  • Fuel surcharge waiver.
  • Minimum 15% savings on dining at over 800 restaurants courtesy our Culinary Treats program.

Read AlsoCitibank Cash Back Credit Card – Everything You Need To Know Before Apply

ICICI Platinum Credit Card Charges

  • Joining Fee: ₹ 199 (goods and services tax as applicable)
  • Annual Fee (Second year onwards): ₹ 99* (goods and services tax as applicable)
  • Supplementary Card Fee: NIL
  • Overdue interest on extended credit and cash advances: 3.40% per month (40.80% annualized)
  • You can avail of this card if you are more than 23 years old

Important Note: * If total spends on the Credit Card is ₹ 50,000 or more during an anniversary year, the Annual Fee for the subsequent year shall be reversed.

ICICI Bank Lifetime Free Credit Card Benefits

  1. Your ICICI Bank Credit Card entitles you to earn PAYBACK Points on your transactions
  2. You not only earn PAYBACK Points when you use your ICICI Platinum Credit Card, but also earn additional points from PAYBACK Partner Brands for the same purchase.
  3. You can redeem your PAYBACK Points from many options
  4. Earn 2 PAYBACK Points on every ₹ 100 spent for all retail purchases except fuel
  5. Get 1 PAYBACK Point on every ₹ 100 spent on utilities and insurance categories.
  6. Lifetime Free Platinum Chip credit card.
  7. Flat ₹300 Off @ Spykar stores – valid for 3 months
  8. ₹1000 off on a purchase of ₹4000 or more @Lenskart
  9. Minimum 15% savings on dining
  10. 1% fuel surcharge waiver

ICICI Bank Platinum Chip Credit Card Eligibility

Age18 year to 60 year
Credit ScoreThe applicant must bear a good credit score


  • Identity Proof
  • Income Proof
  • Address Proof
  • ITR or salary slips
  • PAN Card
  • Passport sized photograph

ICICI platinum chip credit card offers

Redbus15% discount on bus tickets
MakeMyTripUpto ₹1500 off
GoibiboUpto 20% discount
Grofers₹225 off on ₹1500
MyntraExtra 10% discount
CromaFlat ₹1000 off on a minimum purchase
of ₹15000
PepperfryExtra 5% discount

[Apply ICICI Free Credit Card]



Annual Fees


ICICI Bank Lifetime Free Credit Card is one of the best credit card for everyday use. This card comes with a platinum chip for high security. No joining fees & annual fees


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